Business Interruption Insurance
Tips and Information

Business Interruption Insurance covers the consequential loss of interruption to the business by an event such as a fire or flood or unforseen business event.

Cover is available on the basis of:
- gross profit
- revenue
- fees
- rent receivable
- Increased cost of working.

Cover normally includes:
- declaration linked to profit, revenue or rent basis
- professional accountants’ charges
- automatic reinstatement of loss
- increased cost of working
( where gross profit, revenue or fees are selected)
- Full payroll for gross profit and revenue.

An insured peril needs to arise under your material damage insurance policy for business interruption insurance to apply. You would commonly be insured under a Commercial Combined policy for material damage.

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